Six reasons participants choose Merlion Wealth over other options.
Built for Singapore
Every topic — CPF, SGX, SRS, MAS framework — is treated in the Singapore context, not adapted from overseas curricula.
No product interest
Merlion Wealth does not earn fees from financial product providers. Instruction is independent and free of commercial incentive.
Structured workbooks
Participants leave with a written personal finance document — not a slide printout, but a working record of their own household position.
Small cohorts
Eight to fourteen participants per intake. Discussion is substantive; questions are answered rather than deferred.
Paced for working adults
Weekly sessions designed around professional schedules — typically weekday evenings or Saturday mornings.
Progressive curriculum
Three courses designed to build on one another — from household overview through to a complete retirement plan document.
Instructors with industry experience, not just academic credentials.
The Merlion Wealth teaching team includes a former financial planner, an economics educator, and an equities analyst — each of whom transitioned into education after years working within the industry they now teach. The curriculum reflects what these professionals actually saw in practice, including the product pressures and information gaps that affect Singaporean households.
- 12–15 years of industry experience per instructor
- Annual curriculum updates to reflect policy and market changes
- No commercial affiliations that influence course content
- Financial planning practice (CPF advisory, insurance, estate structuring)
- Equities and fixed income analysis for Singapore-listed instruments
- Adult learning design and curriculum development
- Personal balance sheet with asset categories and CPF breakdown
- Household cash flow analysis and savings rate calculation
- Retirement income projections under CPF LIFE scenarios
- Investment portfolio record with allocation notes
A workbook-led structure that produces a lasting personal record.
Each session combines a short lesson with a workbook segment that asks participants to apply the material to their own household data. Over the course of the programme, this builds into a structured document — a written summary of their financial position, objectives, and planning considerations. The process is repeatable: participants are encouraged to revisit the document annually.
- Lesson content is directly applied in each session's workbook segment
- Final document is reviewed for completeness before the last session
- Workbook templates can be updated independently after the course
Enquiries are answered carefully, not by a sales script.
Before enrolment, we invite prospective participants to ask about whether a course is appropriate for their circumstances. This conversation — by phone or email — is handled by a member of the teaching team, not an administrative function. The same applies during the course: questions between sessions can be submitted by email and are addressed in the following session or directly if they require a prompt reply.
- Pre-enrolment assessment by teaching staff
- Between-session questions handled by email
- Participant feedback reviewed after every cohort
- Pre-enrolment phone or email conversation with course staff
- Course materials provided before the first session
- Session recordings available for one month after each class
- Written feedback collected and reviewed after course completion
- Surveying Household Finances (6 wks)S$425
- Equities, Bonds & Income (9 wks)S$610
- Retirement Planning — Full Review (10 wks)S$825
All fees include workbook materials. Invoiced upon enrolment confirmation.
Transparent pricing for education that produces a tangible outcome.
Course fees cover all instruction sessions, workbook materials, and the final participant document. There are no additional charges for workbook printing, supplementary materials, or access to session recordings. The fee is invoiced once a place is confirmed and is payable before the first session by bank transfer or PayNow.
What participants leave with — measured in knowledge and documentation.
The measure of a course's success at Merlion Wealth is not a certificate. It is the quality and completeness of the personal document each participant produces over the programme. By the final session, participants have a workbook that reflects their actual household position, a clearer understanding of the options available to them, and the vocabulary to engage with financial professionals on their own terms.
- Personal balance sheet and cash flow document (Course 1)
- Portfolio construction reference workbook (Course 2)
- Complete household retirement plan (Course 3)
How a structured course differs from the common alternatives.
| Feature | Typical seminars & webinars | Merlion Wealth |
|---|---|---|
| Singapore-specific content | ||
| No product referrals or commissions | ||
| Personal workbook completed during course | ||
| Small cohort (<15 participants) | ||
| Moderated group discussion | Rare | |
| Instructor accessible between sessions | ||
| Transparent pricing, no upsells |
What you will not find anywhere else.
A reference library built into the workbook
Each course's workbook includes a reference section — a condensed summary of Singapore financial regulations, CPF tables, and SRS contribution limits — updated each year. Participants keep this alongside their personal entries as a working reference.
A retirement plan document a family member can follow
Course 3 specifically addresses the documentation challenge: ensuring that a retirement plan is written clearly enough for a spouse or adult child to understand and act on, not just the person who created it.
Knowledge that does not depend on an adviser relationship
Participants leave with the vocabulary and framework to engage with licensed financial advisers from an informed position — assessing what they are being told rather than accepting it without context.
The same group, the same instructor, week to week
Each cohort stays together for the duration of the course, with the same instructor throughout. Questions carry over between sessions; nothing is lost in handover or forgotten between weeks.
Milestones in our work.
Ready to begin with a more organised view of your finances?
Send a brief note describing your situation and we will suggest a suitable course. No pressure, no obligation.